Free Tool · Diagnostics

Financial & Tax Health Check

A quick diagnostic on the key figures from a computation of income or balance sheet \u2014 tax-audit and presumptive position, plus banker-style ratios for firms and companies.

Income & tax

Enter the figures and run the check.
You'll get a tax-compliance & financial-health report with banker-style ratios.

What this checks

  • Tax compliance: tax-audit applicability (s.44AB), presumptive eligibility and whether declared profit is below the presumptive rate (s.44AD/44ADA), and the cash-transaction position.
  • Banker-style ratios (firm / company): current ratio, debt-equity, TOL/TNW, EBITDA margin, interest coverage (ISCR) and debt-service coverage (DSCR), each against common lending benchmarks.
  • This is an indicative screen, not an audit or a credit appraisal. Figures should be drawn from finalised accounts and the computation of income; thresholds reflect FY 2025-26 law and customary banking norms.
Disclaimer: This is a free indicative screen, not an audit, assurance or credit appraisal. Results depend on the figures entered and use FY 2025-26 thresholds and customary banking benchmarks. Always rely on finalised accounts and professional advice for decisions. In conformity with the ICAI Website Guidelines.